| How It Works for Parents | How It Works for Teens |
Load
the card
Whether it's for chores, an allowance or a birthday, any parent or approved family member can put money on the card from any account or digital location.
Load their card manually or simply set up recurring deposits.
Track at your
discretion
Monitor their spending habits as strictly or as loosely as necessary.
You have the option to receive instant text alerts as purchases happen, or simply review your teen's monthly statements online.
Teach
responsibly
Teachable moments may present themselves as purchases are reported back to you.
Freeze their card at any time: Once you address your concern, you can unlock their card.
Your teen gets freedom, but you stay in control
The BMP SpendSmart Card is the most flexible way to keep parents and teens communicating, connected and protected, in real time, with every transaction using our host of simple tools.
You
spend
Spend safely online or offline. You can use the SpendSmart Card anywhere debit MasterCard is accepted.
Since it's prepaid, you never have to worry about overdrafts or bad credit. It's the best plastic for your wallet, smarter than cash and always keeps your money safe.
Keep
track
Keep tabs on where your money went. Receive a text alert whenever you use your card and instantly see your remaining balance on your phone or online.
Now you'll always know your limits, and if you need to, can request more funds when you're running low.
Learn
and reload
We all make mistakes from time-to-time! Learn from yours and strive to make smarter decisions on how you choose to spend your money.
The privilege to continue using this plastic comes when you show your parents you can manage your money wisely.
The SpendSmart Card – your friend with benefits
Our prepaid SpendSmart Card gives you an opportunity to show your mom or dad that you know how to manage your money. The best part? You can receive money on your SpendSmart Card from anyone in the family. Whether it's birthday money, an allowance, or mom paying you back, it can all be loaded onto this one card.
